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How Often Can You Refinance Your Mortgage?

Generally speaking, you can refinance your mortgage as often as you want. However, some lenders or loan types require a waiting, or “seasoning,” period before you can refinance your old loan into a new one. It can make financial sense to refinance multiple times, especially if mortgage rates are lower now than when you got your existing loan. But you’ll want to weigh the pros and cons, because you might not always come out ahead financially. Here’s what to consider.